<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Core pages -->
  <url>
    <loc>https://getsumly.com/</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://getsumly.com/about</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/pricing</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://getsumly.com/compare</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://getsumly.com/reviews</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://getsumly.com/contact</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Tools -->
  <url>
    <loc>https://getsumly.com/quarterly-tax-estimate</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://getsumly.com/tax-savings-calculator</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Audience landing pages -->
  <url>
    <loc>https://getsumly.com/for/occupational-therapists</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/for/therapists</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/for/fractional-execs</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/for/coaches</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/for/creators</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Other public pages -->
  <url>
    <loc>https://getsumly.com/tax-pros</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/workshops</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Blog index -->
  <url>
    <loc>https://getsumly.com/blog</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Blog posts -->
  <url>
    <loc>https://getsumly.com/blog/1099-vs-w2-what-actually-changes-when-you-go-independent</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/bookkeeping-and-taxes-for-independent-healthcare-practitioners</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/manage-your-1099-finances-in-one-place</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/quarterly-estimated-taxes-self-employed</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/how-much-to-set-aside-for-taxes-self-employed</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/bookkeeping-for-independent-consultants-the-admin-light-system-that-works</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/taxes-for-creatives-and-content-creators-deductions-and-quarterly-basics</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/when-your-freelance-business-and-personal-money-live-in-the-same-place</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://getsumly.com/blog/why-coaches-keep-getting-surprised-by-their-tax-bill</loc>
    <lastmod>2026-06-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

</urlset>
